The Uninsured Employers’ Fund branch of the Civil and Environmental Law Division partakes in all workers’ compensation claims in which the business did not have workers’ compensation insurance to cover the benefits. The purpose of the Uninsured Employers’ Fund is to ensure that no workers’ compensation applicant is denied the ability to obtain workers’ compensation funds because of a failure of the business to obtain workers’ compensation insurance.
If a worker is injured when there is no workers' compensation coverage in effect and that worker decides to file a workers' compensation claim, the business will be responsible for the actual cost of medical treatment and compensation payments, in conjunction with additional penalties. If a corporation has neglected to secure a workers' compensation policy, the president, treasurer, and secretary of a corporation are personally responsible for the medical costs, benefit payments, penalties and potential criminal prosecution.
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