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Need To Know Social Security & Disability Law Issues

There are basically two types of social security benefits for which disabled individuals may apply.

Each disability benefit program has its own specific criteria that must be met. These two social security disability benefits programs include: Social Security Disability Insurance and Supplemental Security Income.

 

 

Local Law Firms Home > Social Security & Disability Law Overview > Overpayment > COBRA Coverage

COBRA Coverage

The Consolidated Omnibus Budget Reconciliation Act (COBRA) was enacted to ensure that workers who have been recently laid off and their families continue to get the same health care coverage as before until they are able to get back on their feet. COBRA provides the same health coverage for at least 18 more months. In case the worker has lost the job because of a disability, then COBRA can be extended until the worker becomes eligible for Medicare. Keep in mind that it is essential for the worker to receive Social Security disability benefits in the interim period.

Are you or a loved one having trouble getting COBRA coverage along with Social Security disability benefits? Contact a Social Security disability attorney in your area today and explore your legal options. The following is a list of similar issues related to the SSA that require assistance from a Social Security disability lawyer.

  • Workers’ Compensation Disability
  • Medicare
  • Medicaid
  • Appeals
  • Disabling Conditions
  • Long Term Disability Claims
  • Disability Retirement

Remember that Medicare automatically kicks in after 2 years of disability payments. Secondly, the worker has to pay for the COBRA cover during this period, and the amount is higher than before because the worker has to additionally chip in with what the employer used to pay.

It can be an expensive package, where healthcare costs a newly unemployed and disabled person a lot of money. This is why Social Security disability benefits are a must in the interim period. You have to make the decision about whether or not to sign up for COBRA within 60 days of the onset of your disability. The takeaway here is that if you have recently lost a job because of a disability, apply for SSD benefits quickly so that you can apply for COBRA coverage.

Do you or a loved one need help with Social Security disability benefits and COBRA coverage? Contact a Social Security disability attorney in your area today and get help quickly.



Did you know?
To get an extension on COBRA coverage, you must get SSD benefits approved first.
You can sign up for COBRA even if your SSD benefits application is pending. But if you want to extend it beyond the 18 month period then you necessarily must be receiving disability payments.  



 
 
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