If you are anywhere within a decade of retirement age when you get afflicted with a permanent disability, the thought might occur about transitioning into an early retirement. It's a common question and the answer is that a disability freeze is applied so that the years of non-employment do not affect your retirement benefits. You do not really have to do anything other than apply for Social Security disability benefits. If you are still receiving these disability benefits when you hit the retirement age, you will automatically start getting retirement benefits. As far as the SSA is concerned, it's just a different name for the same benefits. The only difference is that restrictions on earnings from other sources are removed once you reach retirement age. If anything other than this is happening, then you need to get help immediately.
Are you or a loved one having problems with disability retirement issues? Contact a Social Security disability attorney in your area today and explore your legal options. The following is a set of similar issues where people need help from a Social Security disability lawyer.
Note that you cannot accept both early retirement and disability payments. If you apply for both after you find you have a disability and are unable to work, what happens next depends on whether you are approved for SSD benefits. If so, your early retirement application is effectively withdrawn and you start getting disability payments.
Also note that you need to have sufficient credits to be eligible for SSD benefits. The exact number of credits required depends on your age at the time of the disability.
Do you or a loved one have to make a choice between applying for disability benefits or early retirement? Contact a Social Security disability attorney near you today and get the help you need to make the right decision.