A title search is an investigation of county records to determine the real estate’s title history by a commercial agent such as a title business, an escrow officer or a lawyer. The data recovered include court information, deeds, name indexes, real estate indexes, in addition to many other documents. The purpose of the title search is to confirm that the seller is the legitimate, legal owner of the real estate and to verify that the title does not have any complications, has no mortgage claims, judgments, liens, title claims, or any additional outstanding claims that can risk the grantee’s right of possession. If title insurance is involved, the title business is also required to determine whether the title is insurable as part of the search procedure.
Our real estate law attorneys help clients with a variety of issues related to title searches and liens, including but not limited to the following:
Deeds are especially crucial documents which impact ownership interests and prerogatives in parcels of real property. A real estate lawyer can correctly conduct a title search on your behalf, thereby reducing the dangers associated with buying real estate. A real estate lawyer can also help you defend any attacks on the title to your real estate. When it is an important matter involving such a crucial type of transaction, it is vital to have a lawyer on your side who will look out for your best interests.
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Title insurance is available to reduce the possibility of such errors.
If a title issue later arises with the title, the title insurance policy will compensate any damages to the title holder or will fix the issue.