Local Law Firms Home > Bankruptcy Debt Relief Overview > Bankruptcy and Credit Repair Help > Judgments When you owe payments to a creditor and are unable to make these payments, the creditor is required take you to court before taking money from your back account or garnishing your income. Usually, the creditor will sue you in district court or in conciliation court. When a claim is taken out against you for back payments and debt, you should be served with a Summons and Complaint. If you do not take action within a specified timeframe or appear at the hearing set for your lawsuit, a default judgment will be ordered against you. The company who initiated the lawsuit can then take this judgment and seek levies or wage garnishments.
In order to stop the terms of a judgment from being carried out by a lender, the judgment must either be satisfied or dismissed by filing for bankruptcy. If you wish to file for bankruptcy and fight off a judgment, our bankruptcy law attorneys can help this process go as smoothly as possible. If a bankruptcy isn’t in your best interest or you wish to avoid declaring bankruptcy, our lawyers can still try other methods to avoid a judgment being carried out against you. Protect what is yours by contacting one of our bankruptcy law attorneys.
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